In a saucepan combine sweetened condensed milk and chocolate. (I used chocolate bars, broken into small pieces, chocolate chips would be great also.)

Heat over low heat in a heavy saucepan, or in a double boiler while stirring until chocolate is completely melted and combined with the sweetened condensed milk.

Serve while warm with assorted dippers such as: strawberries, bananas, pineapple, grapes, blueberries, cookies, marshmallows, Rice Krispies, brownies, pretzels, gummy candies, nuts, dried fruit. Store leftovers of the chocolate fondue in the refrigerator, and reheat in the microwave.